APT Partners LLC

Authentic Partnership & Trust

Established in 2024, APT Partners LLC is a boutique professional services firm that specializes in helping small (re)insurance companies excel in their Finance and Actuarial operations. We provide our clients with expert guidance and support to achieve their goals and succeed in the competitive insurance market.

With a team of 10, we operate like the Actuarial and Finance function in large insurance companies, assisting small (re)insurers by warehousing functional expertise in areas such as ALM and Balance Sheet Management, Reinsurance, Risk, Methodology and Assumptions, Modeling, FP&A and Forecasting, Financial Reporting and Valuation, Data Analytics, Appointed Actuary, and Accounting. We work closely with each other and will engage our clients as a team.

Our Mission

Empowering small (re)insurers to excel in Finance and Actuarial operations

Our Story

Having transitioned from serving in large, established insurance organizations to working with start-up reinsurers, we quickly recognized the key challenges that small (re)insurers face. These include warehousing in-house Finance & Actuarial expertise, recruiting talent to balance broad knowledge with specialized skills, and accessing high-quality actuarial services.

With a shared passion for the life insurance business, we are forming this cohesive team to support the finance & actuarial needs of small (re)insurers, focusing on co-sourcing Chief Actuary responsibilities.

United we stand.

Our Niche

  • US, Bermuda, Cayman Islands

  • Balance sheet management

  • AXIS model development, conversion and maintenance

  • Support for VM22 implementation

Co-Sourcing Chief Actuary and Finance & Actuarial BAU

  • Include both 3rd-party (onshore/offshore) and internal transactions

  • Research and market intelligence

Reinsurance Transaction

  • End-to-end FIA launch

  • Deep industry knowledge and expertise in Annuities, including FIA/RYLA/VA, and LTC

  • Sophisticated risk management practices

Wealth Management

What sets us apart

Strategic support of business growth and balance sheet management

Result-oriented with insights and analytics focus

Cost-effective solutions tailored to small clients’ needs

Extensive expertise and proven track record in running Actuarial and Finance operation in the life (re)insurance companies

Engage our clients as a team

Co-source Chief Actuary as your long-term business partner

Operational excellence

Meet Our Team

150+ years of combined industry experience

  • Youyou Tao, FSA, CERA, MBA

    Founder & Managing Partner

  • Lina Xu, FSA, PhD

    Partner

  • Michel Perrin

    Partner

  • Shar Choi, ASA

    Principal

  • Brian Davis, CPA

    Accounting

  • Cynthia Kong, MBA

    Marketing (APAC)

  • Xiao Qi, PhD

    Innovation

Learn more

Professional services for your business

  • Co-sourcing Chief Actuary and Finance & Actuarial BAU

    Standardized deliverables

    Flat rate (annual subscription)

  • Actuarial, Finance, and Risk Management Projects

    Customized deliverables

    Project-based fee structure

  • Strategy

    Customized deliverables

    Project-based fee structure

  • Temporary talent solutions

    Customized deliverables

Learn More

Testimonials

1st client (2024.11)

“Youyou has done a marvelous job and delivered high quality work through her time contracting with Converge RE. As the first client, we highly support her vision and endorse her leadership in forming APT Partners. We are looking forward to the continuing collaboration with Youyou’s team, APT Partners in the new year.”

Craig Buck, CEO, Converge RE

1st alliance & partnership (2024.11)

“We are thrilled to form the strategic alliance and partnership with APT Partners. The team brings a wealth of insurance products and risk management expertise to support our growth in the wealth management’s sector in the China market.”

Jiang Du, Partner, BDO China

"I worked with Youyou at Equitable where she served in various actuarial and finance leadership positions. She is an adaptable leader with strong resilience who would be an asset to any insurance executive team!" - Keith Floman, FSA & Chief Actuary.......

"I worked with Youyou at Equitable and always admired her tenacity, perseverance and broad areas of actuarial expertise. Youyou is a strong actuary who can drive challenging projects to successful completion!" - Steve Tizzoni, FSA & Appointed Actuary......

"I've known Youyou professionally for over 15 years and worked closely with her early in her career at Sun Life. What struck me about her back then was her entrepreneurial spirit and intellectual curiosity. I continue to observe these qualities to this day, as we continue to informally discuss industry trends and opportunities in the market. She and her team will be a great option for anyone looking for specialized assistance or bench extension in the areas of structured reinsurance, finance and capital management, to name a few." - Greg Lawrence, FSA & SVP from a global reinsurer......

"I have hired and rehired Youyou a few times over the last 15 years and most recently worked with her in Converge RE. I have seen her grow from a technical actuary to a strategic leader. When Youyou decided to establish her own firm, I was proud to be her first client, knowing that her hallmark qualities - integrity, professionalism and commitment to excellence - would translate seamlessly to this new venture. I have no doubt that anyone who chooses to work with Youyou and her team will benefit from a partner who is deeply investing in their success." - Dariush Akhtari, FSA & Chief Actuary, Converge RE ......

"I worked with Youyou at Equitable where she served in various actuarial and finance leadership positions. She is an adaptable leader with strong resilience who would be an asset to any insurance executive team!" - Keith Floman, FSA & Chief Actuary....... "I worked with Youyou at Equitable and always admired her tenacity, perseverance and broad areas of actuarial expertise. Youyou is a strong actuary who can drive challenging projects to successful completion!" - Steve Tizzoni, FSA & Appointed Actuary...... "I've known Youyou professionally for over 15 years and worked closely with her early in her career at Sun Life. What struck me about her back then was her entrepreneurial spirit and intellectual curiosity. I continue to observe these qualities to this day, as we continue to informally discuss industry trends and opportunities in the market. She and her team will be a great option for anyone looking for specialized assistance or bench extension in the areas of structured reinsurance, finance and capital management, to name a few." - Greg Lawrence, FSA & SVP from a global reinsurer...... "I have hired and rehired Youyou a few times over the last 15 years and most recently worked with her in Converge RE. I have seen her grow from a technical actuary to a strategic leader. When Youyou decided to establish her own firm, I was proud to be her first client, knowing that her hallmark qualities - integrity, professionalism and commitment to excellence - would translate seamlessly to this new venture. I have no doubt that anyone who chooses to work with Youyou and her team will benefit from a partner who is deeply investing in their success." - Dariush Akhtari, FSA & Chief Actuary, Converge RE ......

Get started with APT Partners, today.

Contact us: contact@aptpartnersllc.com